Appraisal services for Valrico and Hillsborough County homeowners
Here are the top seven reasons why FL homeowners call on Appraisal Services of Brandon, Inc .:
Own a house in or near Valrico, FL and need help determining the value of it?
We at Appraisal Services of Brandon, Inc . understand the individual needs of a homeowner after appraisal services. While our typical clients understand the appraisal process and standard reporting formats, you as a consumer will get extra service in the form of an explanation of the process and even special consumer-friendly reporting forms if the assignment allows for them.
For Sale By Owner/Pre-Listing Services
It's very hard to be objective about your own home because you probably have an emotional attachment to it. A professional appraiser is objective and will tell you what you need to know, not just what you want to hear. In addition to helping you set a realistic price to sell at so your home will attract many interested buyers, a professional appraisal is very valuable as a negotiating tool once you have a likely buyer. It gives you something concrete to show your buyer. It's an independent third party's opinion of your property's value, and not just how much you think your house is worth. Interested buyers assume you have an emotional attachment to your house and will be much more likely to give credibility to a professional appraiser's value assessment than yours.
Need to remove PMI?
Getting the PMI (Private Mortgage Insurance) removed from your mortgage loan is a fashionable way to cut expenses for homeowners. Your monthly payments will go down once your mortgage loan is less than 80% of the value of your home. In most cases you can apply to the lender to have the PMI removed from your loan. At Appraisal Services of Brandon, Inc ., we're veterans in helping consumers just like you get rid of unwanted and unneeded PMI insurance.
Challenging a property tax assessment
Your local tax assessor may have your house overvalued if you live in a region that is declining. This means you are probably paying higher taxes than you should be paying. Since your property assessment may likely go up again in the next period, the sooner you take care of a matter like this, the better off you'll be. An expert appraisal from Appraisal Services of Brandon, Inc . is your perfect weapon when contesting your property tax assessment.
HELOC recently frozen?
Your lender might just make the decision to automatically freeze your home equity line of credit (HELOC) if your property is near a declining area -- even if your specific property has not declined in value. This can this be disadvantageous from a cash flow viewpoint, and detrimental to your credit score since it may appear as though that credit line is maxed out. Appraisal Services of Brandon, Inc . can help you reinstate your HELOC.
Need Field and Desktop Appraisal Review Services?
Would you wish a second opinion without the added expense and delay of waiting for a whole new appraisal? Or do you want a professional to double-check your appraisal for efficiency? Appraisal Services of Brandon, Inc . offers field reviews where we'll go out and check the subject and comparables. Or, if you need it ASAP, we can provide desk review and verify as many facts as we can using online data sources as well as our own files.
Do you need a retrospective review of an appraisal report? Appraisal Services of Brandon, Inc . can help you with that. Even though this is typically requested by banks, you may wish to take advantage of this service if you suspect mortgage fraud related to your home.