Appraisal services for Valrico and Hillsborough County homeowners
Here are the top 7 reasons why FL homeowners hire Appraisal Services of Brandon, Inc .:
Own a home in or near Valrico, FL and need help deciding the value of it?
At Appraisal Services of Brandon, Inc ., we understand the particular needs of a customer after appraisal services. Our typical business clients understand the appraisal process and the customary documents we provide. As our client, we'll be sure you get extra guidance and explanations through the appraisal process to better understand what we do and how we present our conclusions.
For Sale By Owner/Pre-Listing Services
It's very hard to be objective about your own house because of your emotional attachment to it. Professional appraisers, like the ones at Appraisal Services of Brandon, Inc ., are objective. We will tell you what you need to know, not just what you want to hear. A professional appraisal is very important as a negotiating tool once you have a likely buyer, in addition to helping you set a realistic price to sell at so your property will attract many interested buyers. The appraisal is something tangible to show your buyer. The appraisal is an independent third party's opinion of your property's value, not just how much your home is worth. Potential buyers know you have an emotional attachment to your house and will be much more likely to give credibility to an accomplished appraiser's value conclusion than yours.
PMI Removal Appraisals
PMI stands for Private Mortgage Insurance. A popular way to cut expenses for homeowners is getting the PMI removed from their mortgage loan, thus saving them money on their monthly payments. Your monthly payments will go down once your mortgage loan amount is below 80% of the value of your home. In most cases you can apply to a lender to have the PMI removed from your loan. We are experienced in helping consumers just like you rid themselves of unneeded and unwanted PMI insurance.
Challenge Tax Assessment
Lets say you live in an area that's going down -- your local tax assessor may have your house overvalued. That means you're probably paying more taxes than you should. The faster you take care of things like this, the better off you'll be, since your property assessment may likely go up again in the next period. Getting an appraisal report from Appraisal Services of Brandon, Inc . is your perfect weapon when contesting your property tax assessment.
HELOC recently frozen?
If your house is in or near a declining area, your lender may just decide to automatically freeze your home equity line of credit (HELOC) - even if your specific property has not declined in value. This can be be detrimental to your credit score since it may appear as though that credit line is maxed out, and also unsuitable from a cash flow viewpoint. An efficient appraisal from Appraisal Services of Brandon, Inc . can help you reinstate your HELOC.
Need Field and Desktop Appraisal Review Services?
Do you need a seasoned appraiser to double-check your appraisal for accuracy, or do you want a second opinion without the added expense and delay of waiting for a whole new appraisal? We can go out and check the subject and comparables in question in a field review. Or, if you're in a hurry, we can provide you with a desk review and verify as many facts as we can using online data sources as well as our own files.
Do you need a retrospective review of an appraisal report? Appraisal Services of Brandon, Inc . can help with that too. Even though this is usually requested by banks, you may want to exploit this service if you suspect mortgage fraud related to your home.